Work injuries are an unfortunate circumstance anyone can suffer from while on the job. In 2013 alone, the average American worker missed a total of eight days of work due to an occupational injury or illness. Fortunately, workers compensation benefits ensure that your medical expenses and lost wages are covered.

Yet, not every workers compensation claim is approved. This can be devastating to many employees suffering from work injuries, making it difficult to return to their jobs. Why is a surprising number of workers compensation claims denied or disputed then?

Below are some of the most common reasons why workers comp benefits are denied or disputed by employers or insurance companies.

  1. You didn’t file your workers compensation forms on time. Each state has a time frame during which an employee can submit a workers compensation claim. In the state of Arizona, your claim for worker’s compensation must be filed within a year of the date on which you sustained your work injuries. If it’s been over a year since the event or since the time you realized the injury was related to your work, you may not receive workers compensation benefits.
  2. You’re not eligible for workers comp benefits. Most American workers are covered by workers compensation insurance through their employer. However, in some circumstances, you may not be covered. Additionally, you may not be considered eligible if your injury wasn’t serious, didn’t require you to take off work, or didn’t require you to seek medical treatment.
  3. Your illness/injury hasn’t affected you long enough. In order to qualify for workers compensation insurance and workers comp benefits, your work injury or illness must have affected you and your work life for a minimum of five days.
  4. The injury you’ve reported isn’t considered work-related. Certain injuries and illnesses can be difficult to claim as work-related. One such injury is carpal tunnel syndrome, which can be caused by repetitive work-related tasks but also tasks performed in a worker’s free-time. For your injury or illness to be covered by workers compensation, the injury/illness must have been sustained during your employment and you must have clear proof of causation.
  5. You didn’t include enough information. Workers compensation forms are important, legal documents and require you to submit as much information about your work injuries and illnesses as possible in order to qualify. Workers comp lawyers are especially beneficial during times like this. A workers compensation attorney can help you understand the right requirements necessary to qualify for workers comp benefits and what paperwork you need, such as medical documentation.

A workers compensation attorney can help you avoid these detrimental mistakes after you’ve suffered a work-related injury or illness. Contact the law offices of Robert E. Wisniewski today for a consultation.