Workers’ compensation laws covered up to 125.8 million employees in 2011. Unfortunately for some workers, more severe injuries caused by work-related incidents resulted in death.

Financial logistics are one of the last things on a person’s mind when mourning the death of their spouse. However, it’s important that a widower discuss the possibilities for financial support with their lawyer as soon as possible. Funeral costs and unexpected expenses combined with the difficulty of managing a life without a second income can easily build up and cause added stress.

Possible financial benefits

One of the possible financial benefits your lawyer may discuss with you includes SSI benefits. Widows and widowers whose spouses have died while working on the job in Arizona may be entitled to SSI benefits.

SSI stands for Supplemental Security Income. This Federal income supplement program helps those Americans who have little to no income and need assistance for shelter, clothing, and food.

What is the criteria for SSI as a widow or widower?

In order to receive financial benefits from the federal government after their spouse’s death, widows and widowers must meet the specific requirements including:

 

    • The deceased spouse was fully insured at their time of death

 

    • The widow/widower has not been remarried

 

    • The widow/widower was married to the deceased for at least nine months

 

    • The widow/widower is the primary guardian of the deceased’s child and the child is under the age of 18

 

    • The widow/widower has filed an application for financial benefits

 

    • The widow/widower is over the age of 60 or is disabled at the age of 50

 

    • The widow/widower is not entitled to additional retirement insurance benefits that are similar to those provided by the Social Security of the deceased

 

 

How much money will I receive?

The SSA determines the amount of money in survivor’s benefits the claimant is able to receive. This amount is based on the money earned by the deceased. The more money the deceased worker was able to pay into Social Security over the years of their labor, the more financial benefits the claimant is able to receive.

Additionally, other influences of the claimant’s received amount include: the age of the deceased, the age of the survivor, and the relationship to the deceased worker. Surviving spouses who are at full retirement age will receive 100% of the amount of the deceased worker’s Social Security. Surviving spouses who are under full retirement age, but are over the age of 60 will receive up to 75%. Surviving spouses of any age caring for a child under the age of 16 will receive up to 75%.

Consult with your lawyer or a workers compensation attorney for additional information regarding the financial benefits you may be eligible for. The workers compensation lawyers of AZ Hurt On The Job will be able to help you determine what financial benefits you’re eligible for and how you can legally proceed.