worker compensation lawyerThings happen on the job, sometimes, very bad things. But that’s why worker’s compensation benefits are there, and why so many people rely on a worker compensation lawyer to get the benefits they deserve. In 2011, the Bureau of Labor Statistics reported that worker’s compensation costs represented 1.6% of overall employer spending, and state and federal worker’s compensation laws covered about 125.8 million employees that year.

If you are ever injured on the job, make sure that you understand exactly what is owed to you. Better yet, don’t wait until disaster strikes and start learning about relevant worker’s compensation laws right now.

Cash Money
Usually, cash benefits are not paid for the first seven days of the disability, and claimants who qualify are ones who have been totally or partially unable to work for more than seven days. The amount of cash that a worker will get is based on their average weekly wage for the previous year.

A formula is used to determine the amount, and usually the formula is 2/3 x average weekly wage x % of disability = weekly benefit. So, if a claimant originally earned $400 a week and is 100% disabled, they would receive $266.67 per week. A partially disabled claim (50%) claim would receive $133.34 a week. However, the benefits cannot exceed state mandated maximums.

Medical Benefits
Injured or sick workers who qualify for worker’s compensation are entitled to receive medical care that is directly related to the original injury and the recovery process. This may include x-rays and other diagnostic tests, or things like physical therapy. If you’re worried about paying expensive medical bills, then a worker compensation lawyer can help you get the maximum compensation for all related medical costs.

Death Benefits
Should a worker die from a work-related injury or illness, their surviving spouse and minor children are entitled to weekly cash benefits. Often, the amount is equal to two-thirds of the worker’s average weekly pay. In many cases, funeral expenses may also be paid.

If you feel that you aren’t getting what you are owed after a workplace injury or illness, it’s important to contact a workers compensation lawyer as soon as possible. Not only that, but the process of filing for workers compensation was designed to be so complicated to discourage people from applying. A worker compensation lawyer can help sort through the evidence in your case and make sure you receive proper compensation.

Workers comp lawyers are well versed in the insurance policies and state laws that can help you get compensation, as well as loopholes that could keep you from getting the benefits you’re entitled to. The sooner you ask for help, the better.